The effect of health insurance on workers' compensation filing: Evidence from the affordable care act's age-based threshold for dependent coverage.
نویسنده
چکیده
This paper identifies the effect of health insurance on workers' compensation (WC) filing for young adults by implementing a regression discontinuity design using WC medical claims data from Texas. The results suggest health insurance factors into the decision to have WC pay for discretionary care. The implied instrumental variables estimates suggest a ten-percentage-point decrease in health insurance coverage increases WC bills by 15.3 percent. Despite the large impact of health insurance on the number of WC bills, the additional cost to WC at age 26 appears to be small as most of the increase comes from small bills.
منابع مشابه
How Does Expanding Health Insurance Coverage Affect Workers' Compensation Costs?
Wider health insurance coverage for young Americans under the Affordable Care Act (ACA) reduces their reliance on state workers’ compensation programs when they require emergency care, according to RAND research. The RAND analysis of younger workers, which examined millions of medical records in four populous states, shows that the Affordable Care Act may generate widespread and varying impacts...
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ورودعنوان ژورنال:
- Journal of health economics
دوره 43 شماره
صفحات -
تاریخ انتشار 2015